CFO San Antonio questions owners ask before they call
Looking for plain answers before you reach out? Steven Palmieri, a Tax CFO, keeps hearing a short list of questions from owners around San Antonio, and these are the answers.
Can you make my customers pay faster?
No one can make a customer pay. What we can change is how few invoices stall for a reason you control. That means invoices that match the purchase order, an aging report read every month and a plan for who calls whom, and when. See profit on paper and cash in the mail for how that works.
Is government work something you handle?
The cash and the books, yes. Reviews of government accounting systems, no, because that is specialist work and we will say who does it. We time invoices to the contract, keep receivables current and plan around the payment clock. See selling to government and big institutions.
Is factoring a good idea?
It is one way to turn an invoice into cash sooner, and it costs money. We put its cost in dollars next to a credit line and next to better terms, and you pick. We neither push it nor wave it off.
Where do the meetings happen?
On video. Our practice is in Dallas, and there is no office or visiting schedule in San Antonio. A monthly call survives busy weeks better than a drive does, and shared books mean no step waits for a handoff.
Will you prepare the tax return too?
We will, from the same closed books behind your cash plan, so the figures match. During the year the estimates reflect what has been collected and what is still outstanding.
Do you handle payday?
No, and the answer matters. A payroll provider handles payday, and you run that relationship. We pick the provider with you, take care of the registrations, set your own pay, tie the feed into the books and watch the filings.
We are months behind on the books. Is that a problem?
It is a starting point. One closed month comes first, so we bring the bank and card activity up to date, tie it out and report where things stand. You do not have to tidy anything before the first conversation.
Will you sit in on a call with the bank?
If you would like us to. We bring closed statements, a receivables list and a short note on the size of the gap. Whether to borrow remains yours to decide, and nobody can promise approval.
How do you set the fee?
In writing, before anything begins, to fit the work. This site prints no price, since the scope depends on your books and on how your customers pay. The first call is free, and a quote follows it.
Can you sign statements for a surety or a lender?
We prepare statements and attach no report to them. A signed report is a licensed firm's job, and we get your books ready for that firm. The page on when you need a licensed firm explains the split.
What actually happens on the free visit?
We look at who owes you, when it should arrive and what the wait costs, and you leave with a first step. Nothing to sign and nothing to pay.
What did we leave out?
You will be talking to the Steven Palmieri practice.